Privacy Policy
"Data You Trust, Results You Deserve."
​At Credeau, your privacy is our priority. We are committed to protecting your personal and financial data while ensuring transparency in how we handle and use it.
Purpose and Data Security
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All synced data, including SMS, location, device information, call logs, and app metadata, is primarily used to evaluate creditworthiness, assess risk, and detect fraudulent activities.
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Sensitive information is masked before syncing to secure cloud storage.
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Our SDK ensures data handling complies with regional privacy regulations and employs stringent security measures to prevent unauthorized access or misuse.
Device Information Collection
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Device-specific details, such as permissions granted by the user, flags indicating if the device is rooted, device model information, hardware specifications (RAM, ROM, storage), and network details, are synced to ensure secure and seamless app functionality.
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Device usage patterns are synced and analyzed to improve the user experience and evaluate potential risks.
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Synced data supports fraud prevention and secure access while remaining encrypted and free from unauthorized sharing.
SMS and Personal Information Collection
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We sync SMS data exclusively from six-digit alphanumeric senders to gather financial transaction details, such as account activity, transaction descriptions, amounts, and cash flow patterns.
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This data helps assess your creditworthiness and analyze risk for loan eligibility.
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Personal SMS are excluded from syncing. Sensitive details within SMS, such as PAN, Aadhaar, OTPs, or names, are masked before syncing to our secure cloud servers.
Installed Applications Metadata
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Metadata of installed apps, such as app names, package details, installation dates, and versions, is synced to understand user behavior and offer tailored financial services like pre-approved loans.
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This data helps in risk profiling and fraud detection while being encrypted and securely stored for internal use. We do not store or use sensitive contact details, and no personal contact data is uploaded to our servers.
Location Data Usage
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Location data is synced to verify addresses, evaluate service availability, and offer personalized financial services, such as pre-approved loans.
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This data is also used to detect and mitigate fraudulent activities.
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The collection is limited to permissions you grant via your device settings, and synced data is securely stored for internal purposes without external sharing.